Top-Rated Credit Repair Services in Boise, ID – A+ BBB & 5-Star Reviews

Boise, Idaho, USA Skyline at Golden Hour

If you’re searching for Boise credit repair experts who get results, you’ve found the right team. At American Score Increase Inc., we help individuals and families in Boise restore their credit, remove inaccurate negative items, and rebuild financial confidence. We proudly hold an A+ BBB rating and over 90 five-star Google reviews. As a result, our services are trusted by homeowners, renters, and loan-seekers across the Treasure Valley.


🔘 Book My Free Credit Review Now

Why Boise Residents Trust American Score Increase

  • Local Understanding: We know Boise’s housing market, lenders, and credit challenges. Whether you’re in North End, Meridian, or Nampa, we’re ready to help.
  • Real Results: Many of our clients see score increases of 75–150+ points within 60–90 days. As a result, they qualify for better interest rates and loan approvals.
  • No Contracts: We bill month-to-month because we believe in earning your business through proven results—not paperwork.
  • 1-on-1 Coaching: You’ll work directly with our founder, Robert Bowman, who delivers real credit repair strategies—not canned responses.

Boise Credit Repair Services We Provide

  • ✅ We remove errors, collections, late payments, and medical debt from credit reports.
  • ✅ We conduct full credit audits and develop customized plans of action.
  • ✅ You’ll receive secure portal access to track disputes, deletions, and score changes in real time.
  • ✅ We guide you through rebuilding your score with personalized coaching and credit building tools.

Credit Repair for Homeownership in Treasure Valley

Owning a home has become a top financial target for people living in Boise. With the number of buyers climbing, lenders have tightened the minimum credit scores needed for FHA, VA, and USDA loans. Our platform zeroes in on boosting those scores, opening affordable mortgage doors, and putting the keys to homes in Boise, Meridian, and Nampa budgets well within reach.

What Clients in Boise Are Saying

“I live in Boise and my score was stuck under 600. Robert worked fast and within 3 months I was approved for a car loan with a good rate. Can’t thank him enough.”
— Jessica R., Boise, ID

“I was referred by a lender after being denied for a mortgage. Robert got multiple collections removed and helped boost my score by 100+ points. Highly recommend!”
— Daniel T., Meridian, ID

Boise Areas We Serve

We proudly help clients throughout Boise, Meridian, Eagle, Garden City, Kuna, and Nampa. Whether you’re in ZIP codes 83702, 83704, 83706, 83709, or 83646, we can support you remotely through our secure client portal. You don’t need to visit an office. Instead, we bring everything to you—on your terms.

Support Beyond Credit Repair

At American Score Increase, we don’t only remove the harmful marks on your report. We also show you how to start and keep a strong, positive credit profile by teaching you to:

  • Use a secured credit card and get the payoff timing right.
  • Keep your debt-to-income ratio in the sweet spot.
  • Pay down higher-rate balances first.
  • Establish routines that stack positive credit month after month.

These practical lessons grip each credit bump and lay the groundwork for stable, strong future scores.

Get Started with a Free Credit Review

Let’s fix your credit and open new doors for your future. Our process is simple, affordable, and built around your goals. In fact, many of our clients feel more hopeful after just the first phone call.


🔘 Book Your Free Credit Analysis Now

Boise Credit Help Resources

Take the First Step Toward Financial Freedom

A damaged score doesn’t have to stall your homeownership journey. Our counselors stick with you from the first sit-down to the day the keys hit your palm. Neighbors across Boise have counted milestones, and you’ve got the same opportunity waiting for you.
Call us right now or hop on our website to schedule your no-cost credit review—let’s take that first step toward a brighter financial future together.
📞 Call now: (530) 351-4740
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Or schedule online: Free Credit Review